Buying a car is a rite of passage in this country! In many areas, you've got to have a car to get and keep a good job, keep up with events, or just enjoy life. So when you go to get that precious car you are as motivated to buy (you NEED this CAR) as the dealer is to sell.

To spur sales, Car Makers and Dealers have been very aggressive about financing people who want to buy their cars. In many of these deals, the interest rates are extremely competitive. On my 2003 Windstar, I pay 2.9% although I was in a Credit Card repayment program at the time.

Often, these loans are on payoff schedules guaranteed to have you owing more on your car than it is worth for years. If you'd like to fight back against these tricky loans, download and run your car loan through the Mortgage Manager™ to see how much you can save! While you may not save , these loans are commonly for 5 to 7 years so you aren't going to be able to skip 5 to 7 years of payments like you might on a 30-year mortgage.

However, even in the aggressive, fairly customer friendly world of auto finance you can save money by Downloading and using the Mortgage Manager™ software to evaluate whether their optimal payoff schedule will help with your Car Loan. Use this program and you could skip up to 25 percent of your loan payments.

If you need a new car loan, and your friendly neighborhood Car Dealer isn't helpful, check out the offers below. You may find just the loan that you are looking for.