Each month you wait until you've enough money in your accounts to pay your mortgage. Wise move, bouncing a check can cost you some serious cash including NSF fees and bounced check fees even late payment fee. Of course this can b

Of course, this can mean waiting Eight (8) to fourteen (14) days into the month until you've got enough in your account to cover your mortgage payment. Then once you've got the money you hopefully remember to send the check in fast enough to make sure it reaches your mortgage processor before your Grace Period ends!

If You Are Paying Late? Your Interest Rate Doesn't Matter!

You are paying Hundreds extra in Late fees

It doesn't matter how low your interest rate is, if you are paying your banker an extra hundred dollars or more every month in late fees, you need our help.

If you get paid every other week, you may have to wait up to 12 days into the month before you have enough cash in your accounts to avoid bouncing your mortgage payment.

In 2008, if you get paid every other week you could see your first paycheck of the month as late as

January 2008	11th	May 2008	9th	September 2008	12th
February 2008	8th (OK)	June 2008	13th (Ouch!)	October 2008	10th
March 2008	14th (Yipes!!)	July 2008	11th	November 2008	14th (Yipes!!)
April 2008	11th	August 2008	8th	December 2008	12th

If you wait until you've got enough in your account to pay your whole mortgage you are just about sure to owe a late fee. Most mortgages I've ever seen have 15 day grace period after which you owe 5% to 10% more for the month. Great Deal Huh? Not Really!

If you wait, your payment could easily miss the end of your grace period so you'd owe your bank another 5 to 10% in late fees. If you send your payment before all of your paychecks are in, you run the risk that you'll overdraw your account. Neither option seems particularily good!

If you wait, your payment will end up hitting the mail so close to the end of your grace period you could easily owe your bank another 5 to 10% in late fees. If you send your payment before all of your paychecks are in, you run the risk that you'll overdraw your account which costs even more in fees..

Just sending your Bank what you have in your checking account won't work.

Wouldn't life be a lot less hassle if you could make sure your mortgage is always paid on time? Would it be nice not to have to wait until you've got enough in your checking account to cover your entire mortgage payment? There is just such a program one that that fits your biweekly paycheck while making sure that your mortgage is paid on time every month?

So How does this system work?

Every two weeks, half of your mortgage payment is deducted from whichever account that chose to use to pay this bill. After every other deduction the Tower Administrative Services sends a payment to your banker. Since they know-how long your grace period is, they will make allowances to ensure on time payments every month. Since they use electronic transfers, they can react quickly enough to avoid late fees. When you sign up this service, you tell them how long your grace period is (how late you can pay without getting hit with a late payment fees) They know when your grace period ends and they make certain that your payments are on time. Open your check book or mortgage statement and see how much you spent on Late Fees.

Is there any other benefit of this service?

Making sure your payments are on time is one of the valuable added benefits of this system. Building your real estate wealth is the main benefit of this program. While making sure your payments are on time, you will save thousands of dollars in interest on your house. If you started paying on this loan in the last 5-7 years, you have a good chance to shave 5-7 years off your payoff schedule for your mortgage. Using this program you could legally avoid 60 to 90 (or more) mortgage payments.

So, How Does This System Build Your Real-estate Wealth?

Every month your bank calculates the total amount of interest due annually on the amount you owe on your mortgage then to get your monthly interest cost they divide the annual interest cost by twelve (12). This is the the amount of interest you must pay this month. Any extra money reduces your outstanding balance.

If you are like lots of people, you get paid every other week. With 52 weeks in a year you get 26 paychecks per year (an average of 2 per month). This System deducts half of your mortgage payment deducted from your account every other week so you make a total of 13 payments per year. Since your interest and escrow are calculated on a 12 month calendar, with this extra payment, you pay NO interest.

This ENTIRE extra payment reduces what you owe on your mortgage.

Next month, when the bank calculates your monthly interest cost it will be less than expected so your next months payment goes a little farther than your amortization schedule expected. It may only be a few dollars, but every month your payment goes a little further and it just builds up into a giant saving.

Click here to download our free copy of Mortgage Analysis software so you can confidentially discover how much this program will save you and how big a boost it can give your retirement prospects. You can really turn your house into a real asset in your retirement program once you own it free and clear!

What will you do with all the money you'll save when you download this software and decide to accept their savings offer?

Once you've downloaded and seen for yourself how much this Program will help, when you sign-up for this program, you get a schedule of when every debit will occur. If you are like most people, and get paid every other week, you can arrange this program to match when you are most comfortable paying your mortgage.

Avoid Fees, effortlessly build real wealth!